


The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (7.99%, 13.99%, or 18.99%) + Prime Rate | None | 0% Intro APR for the first 12 billing cycles | 0% Intro APR for the first 12 billing cycles | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (7.99%, 13.99%, or 18.99%) + Prime Rate | None | 0% Intro APR for the first 18 billing cycles | 0% Intro APR for the first 18 billing cycles | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (9.99% to 15.99%) + Prime Rate | None first year. After that, $60.00 | 0% fixed Intro APR for the first 6 billing cycles | 0% fixed Intro APR for the first 6 billing cycles | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (9.99% to 15.99%) + Prime Rate | None | 0% fixed Intro APR for the first 6 billing cycles | 0% fixed Intro APR for the first 6 billing cycles | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (8.74% to 16.74%) + Prime Rate | None | 0.00% introductory APR for 12 months | 0.00% introductory APR for 18 months | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (9.99% to 15.99%) + Prime Rate | None | 0% fixed Intro APR for the first 6 billing cycles | 0% fixed Intro APR for the first 6 billing cycles | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (7.74% to 13.74%) + Prime Rate | $60 | 0.00% introductory APR for 6 months | 0.00% introductory APR for 6 months | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (7.74% to 13.74%) + Prime Rate | None | 0.00% introductory APR for 6 months | 0.00% introductory APR for 6 months | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (8.74% to 17.74%) + Prime Rate | None | 3.99% intro APR on purchases for 12 months | 3.99% intro APR on purchases for 15 months | Excellent Credit* |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| (8.74% to 19.74%) + Prime | None | 0.00% introductory APR for 6 Months | 0.00% introductory APR for 12 Months | Excellent Credit* |

